*Costs and you may Annual percentage rate quoted over to own Manager-Occupied; 680 credit history; $150,000 foot mortgage; $ loan amount; 96.5% ltv Minimum credit rating criteria apply. Please consult good CUFS Licensed Mortgage Coach to own information. Maximum loan amount: $472,030. (Is generally all the way down certainly areas) Purchases: step 3.5% down payment; Refinances: %ltv Rates/Term; 80%ltv Cash-out

*Rates & Annual percentage rate cited significantly more than having Owner-Occupied commands; 680 credit history; $150,000 feet mortgage; $153,225 loan amount; 100% ltv Restrict loan constraints incorporate – varies each Experienced Commands: 0% down payment; Refinances: 100%ltv Price/Term; 90%ltv Dollars-out

*Pricing & Apr cited more than for Proprietor-Occupied instructions; 680 credit history; $150,000 feet loan; $151,515 amount borrowed; 100% ltv Min 620 credit history. Purchases: 0% down-payment; Geographical and income constraints apply. Consider here to have qualifications.

*Prices and Apr quoted above getting Proprietor-Occupied; 760+ credit scores; $step 1,000,000 mortgage; 75% ltv. Loan-to-Worth significantly more than 75% might have a new price & Apr. *Rates may differ depending on credit worthy of financing-to-really worth, occupancy, mortgage method of, and financing title. Shown are the most recent reduced readily available prices. Pricing and you will APRs posted is subject to alter without warning. If you have issues otherwise do not understand the particular financial program and/or scenario your interested in, excite contact financing Officer for a customized quote from the calling (800) 503-6855.

2476 Lawernceville Hwy., Room 101 | Decatur, GA 30033 | [email address secure] | Phone: (800) 503-6855 | Fax: (678) 658-4467

Michelle Wright

Michelle Wright serves as Maintenance Director to possess Borrowing from the bank Commitment Economic Qualities, LLC (CUFS) from inside the Covington, Georgia. She began their particular career with CUFS once the a mortgage loan Servicer in the 1998. Because their profession cutting-edge, Michelle transitioned so you’re able to a good Michelle is actually marketed in order to their unique current character. She is accountable for losses minimization, mortgage lender conformity per A house Payment Actions Act (RESPA) and you will Individual Financial Safeguards Bureau (CFPB), week stop and you will quarter stop reporting, and standard financial maintenance.

Michelle resides in Stockbridge. She graduated having good Bachelor’s Degree from inside the Psychology in the School out-of Maryland, East Coastline in 1991.

Jim Dymek

Jim Dymek were only available in the loan company since a licensed Financial Mentor in the employed by a mortgage Banker. Jim’s earlier career are offering technical to Luck five-hundred organizations getting approximately 14 decades regarding Southeast.

Leverage his mortgage sense, Jim gone back to technology field of 2011 to help you 2014 promoting mortgage tech alternatives to have payday loans Huslia Calyx Software and you can Lending QB throughout the Southeast You.

Jim has consistently experienced the top 10% away from creation on certain financial enterprises by primarily concentrating on teaching an individual and you will getting comprehensive follow through.

Jim is actually excited about educating the user towards principles with a focus toward describing essential credit is within the financial recognition techniques. Jim prides himself toward providing the user numerous selection in lieu of one financial option. Jim comes with a robust knowledge of compliance in addition to current rules ruling the.

A citizen off Dunwoody, Jim moved to the new Urban area Atlanta area inside 1974. He attended Dunwoody Twelfth grade which is a great 1985 scholar off Georgia Technology with a Bachelor’s Knowledge from inside the Industrial Management.

David Gowen

David is home financing Signed up Mortgage Coach within Credit Union Monetary Qualities from inside the Covington, Georgia. He assists bring mortgage approaches to people in Borrowing from the bank Unions during the Georgia. Immediately after starting in the mortgage world in 1986, David spent the original 21 years of his industry involved in an individual funds industry and with wholesale otherwise correspondent loan providers as sometimes just one producer or transformation manager. While the 2007, he has worked for numerous finance companies otherwise lenders speaking about consumers both since one music producer otherwise branch director.